Market report

The Kent holiday let market

A holiday let and serviced accommodation market report for Kent, with the finance we arrange across 12 towns in the county.

12
Towns
185 £/night
Avg nightly rate (South East & East)
around 60%
Avg occupancy (UK)
7,996
House sales, 12m (tracked towns)
Matt Lenzie
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging commercial property finance

Kent sits within the South East holiday let and serviced accommodation market. Kent has a population of around 1.9 million and more motorway mileage than any other English county, with the Channel ports of Dover and Folkestone anchoring its freight economy. We arrange holiday let mortgages, serviced accommodation mortgages, bridging, development finance, remortgages and portfolio facilities on short-let property across the county, covering 12 catchments, led by Broadstairs, Dartford, Margate, Whitstable and Ashford.

The market figures below are reported nationally or at regional level by the sector's research sources, attributed to each source, and used as context rather than a Kent-specific measurement. The sale-price data is genuinely local and sourced from HM Land Registry price paid records.

Holiday let catchments across Kent

Kent is reached via A2, A20, A255, A229 and M20 J9, and good access plus recognisable destinations are what drive the bookings and nightly rates a short let can achieve. Planning and short-term-let licensing questions are determined locally by Ashford Borough Council, Dartford Borough Council, Dover District Council and Folkestone and Hythe District Council, and a lender will want the position confirmed where it applies.

Occupancy, nightly rates and yields

Across the UK there are around ~300,000 listings active short-term-let listings (AirDNA, UK Short-Term Rental Outlook, 2025), with average occupancy of around 60% and indicative average daily rates of ~£170 a night (AirDNA, UK Short-Term Rental Outlook, 2025). For this region, occupancy runs at about 62% (South East & East, AirDNA, UK Short-Term Rental Outlook, 2025) and nightly rates at about 185 £/night (South East & East, AirDNA, UK Short-Term Rental Outlook, 2025).

What a holiday let earns

Sykes reports indicative gross annual earnings of around ~£24,000 a year for a let holiday property (Sykes Holiday Cottages, Staycation Index 2025, 2025 index), though the figure varies widely by region, size and occupancy. Indicative gross holiday-let yields run around around 6 to 10% (Sykes Holiday Cottages / Savills leisure research, 2025), ahead of typical long-term lettings but against higher management cost and seasonality.

Holiday let demand signals in Kent

Buying a holiday let in Kent starts with the local property market: the 6 Kent areas we track show an average median sale price of around £333,125 on HM Land Registry data, across 7,996 residential transactions in the last twelve months, which sets the entry price a holiday let mortgage is sized against. Around around 80% of UK holiday-let demand is domestic staycation trips (VisitEngland, GB Tourism Survey, 2024), which keeps well-located South East stock letting through the year.

Holiday let finance in Kent

We arrange the full range of holiday let and serviced accommodation finance across Kent: holiday let mortgages and serviced accommodation mortgages on trading short-lets, bridging for conversions and auctions, development finance for builds and major conversions, and remortgages and portfolio facilities for the long-term hold. Send us the deal and we will come back within one working day.

Holiday let market figures are published nationally or at South East level (Sykes Staycation Index owner earnings; AirDNA short-term-rental analytics; Savills leisure research) and are presented as context for Kent rather than a county-specific measurement. Housing-transaction figures are HM Land Registry price paid data for the towns we track.

By town

Holiday let finance by town in Kent

Each town carries its own market profile, demand signals and context.

Finance

The finance we arrange in Kent

Seven products across the whole holiday let and serviced accommodation journey.

Holiday let mortgages

We arrange holiday let mortgages for investors buying or refinancing furnished short-let properties across the UK, from coastal cottages to city apartments.

Serviced accommodation mortgages

We arrange finance for serviced accommodation businesses across the UK, from multi-unit short-let blocks to aparthotel-style operations run on commercial lines.

Holiday let & serviced accommodation bridging

We arrange fast, short-term bridging loans for holiday lets and serviced accommodation across the UK: auction buys, conversions, refurbishments and chain breaks.

Holiday let development finance

We arrange funding for ground-up holiday let and aparthotel schemes and for conversions of barns, chapels and commercial buildings into serviced accommodation across the UK.

Holiday let remortgage & refinance

We arrange holiday let remortgages and serviced accommodation refinance across the UK: better terms at maturity, equity released against growing short-let income, and clean moves off a bridge or a residential loan onto a proper holiday let mortgage.

Holiday let portfolio finance

We arrange facility-level funding secured across multiple holiday lets and serviced accommodation units, often held in a limited company, replacing a patchwork of loans with one structure sized on the whole short-let income.

Aparthotel & serviced apartment finance

We arrange commercial finance for larger, operationally run serviced accommodation: aparthotels and serviced apartment blocks sized on trading performance rather than a single short-let income figure.

Property types

Property types we fund across Kent

Every property type is underwritten differently. We know which lenders back each one.

Funding a holiday let in Kent?

Send us the outline and we will come back with a view on fundability and likely terms.