Holiday let and serviced accommodation finance by property type
Every property type is underwritten differently. We know which lenders back each one.
Holiday lets and serviced accommodation span a wide range of property types, and each is funded on its own tests by its own set of lenders. A coastal holiday cottage turns on seasonal occupancy and weekly summer rates. A serviced apartment turns on nightly rates, the booking-platform mix and any short-let planning position. An aparthotel or guest house run on commercial terms turns on trading accounts and a commercial valuation, while a multi-property portfolio is underwritten on the collection as a whole. We arrange finance across holiday cottages, serviced apartments, coastal holiday lets, city short-term lets, aparthotels and guest houses and holiday let portfolios, matching each deal to the lenders that actively back it.

Holiday cottages
Funding for coastal and rural self-catering cottages, sized on projected short-let income, realistic occupancy and the seasonality of the location.
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Serviced apartments
Funding for city-centre apartments let nightly and short-term to corporate and leisure guests, sized on projected serviced accommodation income.
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Coastal lets
Funding for seaside cottages and beach houses, where premium summer rates and strong seasonality shape both the income and the way lenders size the loan.
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City short-lets
Funding for Airbnb-style city flats let nightly to leisure and corporate guests, sized on projected short-let income with planning and licensing front and centre.
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Aparthotels & guest houses
Funding for aparthotels and guest houses run as operating businesses, sized on trading income and earnings rather than a single short-let rate.
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Holiday let portfolios
Funding for portfolios of holiday lets and serviced accommodation, from multi-unit facilities held in a company to aggregation strategies built one unit at a time.
Learn moreFunding a holiday let or serviced apartment?
Whatever the property type, send us the outline and we will tell you what is fundable and on what terms.